Let’s compare Liberty Mutual vs Allstate. This comparison is between two well-known and respected insurance providers.
I believe that you will easily find the right insurance provider for your household and I encourage you to compare quotes today to get the best pricing possible.
Quick facts
Liberty Mutual is one of the oldest insurance companies in the world. What started off as a small insurance company in 1912 now employs over 50,000 people in more than 900 locations throughout the world.
The Allstate Corporation was founded in 1931 and is the second largest personal lines insurer in the U.S. Thomas J. Wilson is the current CEO of The Allstate Corporation.
Auto insurance rates comparison
Month to month insurance pricing between these two companies varies depending on where that you live and the discounts that you are eligible for. Allstate offers various discounts.
However, you might get a cheaper premium with Liberty Mutual. I encourage you to compare quotes right now to see which company will give you the cheaper auto insurance quote
Insurance claims comparison
According to JD Powers, Allstate beats out Liberty Mutual in overall customer satisfaction. This means that you are more likely going to have a better claims experience with Allstate. Allstate also beats out Liberty Mutual in the settlement portion of the 2017 claims study.
If you have ever received an unfair claim settlement, then you know how important this is. Allstate wins in most claims categories except the initial claims reporting process. This is the only category where Allstate and Liberty Mutual tie.
Feature and discount comparison
Liberty Mutual insurance discounts
Accident forgiveness – Just in case of an emergency if you have accident forgiveness, then your premiums won’t jump if you get into an accident. This is perfect for young drivers, especially drivers under 25 who need insurance. Certain restrictions may apply.
Hybrid Vehicle Discount – Liberty Mutual cares about preserving what’s important. If you have a hybrid vehicle, then you can save money on your car insurance.
Preferred Payment Methods Discount – With Liberty Mutual you will have several convenient billing options available to you.
New Graduate Discount – Many car dealerships offer a new graduate discount which is awesome. Now your insurance company will help you to save money with their discounts.
Newlyweds – Financially it can be hard for newlyweds. Liberty Mutual makes it easier for couples with their newlywed discount which helps couples save on their premium.
Insurance in various different counties – The countries include Argentina, Brazil, Chile, China, Colombia, India, Portugal, Russia, Spain, and more.
Allstate insurance discounts
Smart Student Discount – If your child is a full-time student and is maintaining a B average, then you can save with their Smart student discount. If you meet the requirements this discount can save you a whopping 35%.
Car Payment Calculator – This calculator that Liberty Mutual offers helps those who are looking for a new car determine how much their monthly vehicle payments will be, then it will be easier to determine how much your car insurance price will be.
Allstate rewards – You can save points with Allstate by driving safe. It doesn’t take much to earn points. All that you have to do is join and you will earn 10,000 points. When you visit the rewards site for the first time you will earn 5,000 points.
Safe Driving Bonus – Allstate believes that their safe drivers should be rewarded twice a year. If you meet the requirements of being a safe driver, then Allstate will send you a check in the mail to reward you.
Deductible Rewards – This is another way to reward Allstate customers. The day that you sign up for Allstate deductible rewards you will get $100 off your deductible. Every additional year that you drive safe you will receive an additional hundred off.
Roadside assistance
If your car breaks down, then Liberty Mutual will cover everything. Don’t worry about the cost of the distance that the car needs to be towed.
Jump Starting – One of the most frustrating things in the world is when you get into your car, turn the ignition, and your car doesn’t want to start. Like many of the top auto insurance companies Liberty Mutual will come and give you a jump start and make sure that you can make it to wherever that you are going.
Not only does Liberty Mutual help their customers with jump starting, but they also help their customers with delivering gas, changing a flat, and unlocking a vehicle door.
With Allstate you can get emergency help right from your phone with awesome GPS tracking. Their roadside assistance is available 24/7. With Allstate there are three ways that you can get roadside assistance. The first way is to join their cheap Motor Club.
You can use their Pay-Per-Use services. With this service you call their roadside team in an emergency and you pay when the job is done. The last option for roadside assistance is adding Towing & Labor coverage. With Allstate you have access to coverages across North America, including, the United States, Canada, and Guam.
Both websites are straightforward and easy to use.
With Allstate you will be able to get a quote on the top left corner of the screen. Or you can click on a button to find an Allstate insurance agent near you by browsing the Allstate directory and choosing your state. On the right side of the screen you will see two boxes. One box is going to show agents near you using your zip code. The other box gives you a smart search box. With this box you can quickly locate tools, tips, resources, insurance information, and more.
With the Liberty Mutual website, you will immediately see a box to add your quote ID to retrieve your previous quote. If you need a new quote go to the products tab and click on get a quote. To report or track a claim scroll down to their claims support. Allstate’s website compared to Liberty Mutual’s website is more pleasing to the eye. However, new customers might find that Liberty Mutual is more organized.
Which is better?
This is a close battle, but I believe Allstate is a slightly better auto insurance provider. Allstate wins the claims matchup and you are given more discounts and features.